ie. social security, but not just that right?

do they need your birthday, etc?

what if they just had your SSN

Woodrow

Today, I received a call from a man claiming to be from TIAA-CREF. He said there were discrepancies in my SSN and then rattled off a SSN. I didn’t respond yes or no but said that I would contact TIAA-CREF directly to resolve any problems. When I contacted them, the TIAA-CREF call center said no employee would ever call me about my SSN. Would it be a good idea to put a fraud notice on my credit report immediately? To make matters more complicated, I am right in the middle of applying for a mortage to purchase a home and I don’t want that process screwed up.

Cleveland

I was going over my bank statement and found charges I never made. I traced them back to someone hacking into an online account and getting access to my debit card. I closed my accounts before any real damage was done, but I’m afraid they might be using my other information as well, since they hacked into a site that had my full name and birthdate (not SSN though) What do I need to do to ensure they don’t try anything else?

Dionne

I am sick of the threat against my future by someone getting a hold of my government issue SSN and using my good credit to steal from me. This affect everyone.

Why isn’t it incumbant on Credit companies to verify with exact certainty who they are actually issuing credit to? Why is it not required in this day and age of high tech security to make damn sure when giving credit you know exactly who you are giving it to? This is an issue that affects millions directly and all of us indirectly.
No I have not been a victim of this crime yet, but by brother was. I now pay to protect my information.

Criselda

I got a letter from the collection agency today about an account with cingular that I never had. It came to a total of $1,000. I don’t really care about getting this guy because I know my chances are very slim. What can I do with Cingular. Can I change my ssn#? is there anything I can do at this point?

Janiece

My social security number has been lost by the Veterans Administration, and before that by Bank of America. Now they tell me that I have to (pay to) monitor my credit for the rest of my life? Why can’t all Americans have the choice to freeze our credit bureau information?

Rosetta

I used to live in state A, and someone in state B (a state I’ve never even visited) used my SSN to establish a telephone account then proceeded to run up a $1000 debt. It went unpaid and was sent of to at least 4 different collections agencies. Each credit reporting bureau is reporting some combination of this collections debt, but they all differ. I have filed an ID Theft affidavit, but am unable to file a police report in state A because the crime occurred in state B. I am unable to file a report in state B because police reports must be filed in person. I have included federal and state A tax forms from the time the ID theft occurred as proof that I was not living in state B at the time. I have disputed all occurrunces of the debt at all 3 credit agencies, some have removed one or more instances of the collections items, some have not. They have not all removed the same items. Is there any way to get all 3 bureaus to be consistent in their removal of items?

Demetria

I shred anything personal information before it is trashed. I refuse to give out my SSN as much as possible.

Mckenzie