I have recently done a background check on myself and have found an unknown name and address associated with my social security number.

What does this mean and what should I do? I assume it means that someone tried to use my social security number and their address to receive credit cards. But where do I go from here?

Jonelle

Hi, I used my sister and my mom’s information to get credit cards and loans and I used their already issued credit cards without their permission. They both checked their credit reports and found out about it.They have both threatened to press charges and are in the process of filing a police report. What criminal charges and punishment am I looking to face currently. Do you think I will serve any jail time? I am in Pennsylvania and under Pennsylvania law.

Traci

I know that someone got credit cards in someone elses name, that person now knows but wont press charges because its a family member. This isnt the first time they have done this and I am furious and think this person needs to pay for what they have done. But if they find out I am the one that turned them in all hell will break loose, how do I go about this? Any good suggestions?

Stanton

I’ve recently had an acquaintance that managed to cause my family some financial hardships, and now I think she may be using my ex’s personal information to obtain credit cards, etc…Only problem I’m having is that she used my computer, and address to do this. I have also paid some bills using what I thought was her account numbers that she had given me. Now I’m getting letters saying that I’m responsible for paying off the bills that she’s accrued. Any advice on how to go about clearing all of this up?

Stan

A friend the stole her purse with all her documentation and the make some charge in her credit cards but the bank put they money back, but them weeks after she notice that some one withdraw all her money from her account using her SSN all the money that she had save for her and her child that is a Big BS from people that they don’t work and they are just Doing Evil
Do anyone knows what we can do for fix this problem I’ll appreciated all help
Thank you!!!
the money has been deposit back into the bank but has been weeks than that happened but it looks like someone use her SSN and get the money OUT and they even use one of the cards to purchase a service in a **** Site @ 3am

Serafina

If the individual has my name and SSN#, what can they do?

I know they could probably open up credit cards in my name, but I wanted to know could they:

Break into my bank accounts?
Do backround checks?

What else can they do, tell me please
if i go to one of those annual credit reports or free credit report websites will I be able to tell there?

Barrett

Starting on August 12th, someone has been trying to obtain credit cards and other credit related items such as a loan for $7k in my step-sister’s name. Even this morning, August 23rd at 9:00am, someone was trying to obtain credit cards.

My step-sister has a lawyer who is working on this for prosecuting the offender. She has an identity theft insurance that picks up on every transaction passed through her name. When they traced the ISP for who it could be, the source of the transactions was here in the home.

To the best of my knowledge, no person was awake this morning when someone was trying to obtain credit. What could the possible problem be with this particular situation?

Tynisha

I do not apply in stores for credit cards because I do not want to give the cashier my SSN.I do not accept ANY telemarketing calls.I dont like to pay for things over the phone with credit cards, because then someone has my credit card number.

Erica

Someone has stolen my identity and I’ve tried everything! From equifax to other credit score places and my information has been change therefor I cant get my credit report.I also flagged it a few years back when the info was right b/c got a letter in the mail saying I might be a victim of Identity theft. I have morgage loans, credit cards and who knows what else. Why this so difficult to fix? Where do I start? Thanks!!!!

Dominic

What are some of the most effective ways to protect yourself from identity theft? Can you make it harder for yourself to get approved for credit cards or anything?

What have you done?

Billy